Who needs a home improvement contractor license
The license covers construction, repair, remodeling and similar work on residential property — DCWP's checklist lists examples such as remodeling, basements, roofing, siding, patios, driveways, fences and more. Salespeople who solicit home improvement work need a separate Home Improvement Salesperson license.
Key requirements (DCWP checklist)
| Requirement | What DCWP's checklist describes |
|---|---|
| Exam | A 30-question exam; 21 correct answers are needed to pass |
| Trust Fund or bond | Either a $200 payment into the Home Improvement Trust Fund or a $20,000 surety bond |
| Workers' compensation | Proof of workers' compensation and disability coverage, or a valid exemption |
| Lead-safe certification | Firms working on pre-1978 housing must follow the EPA Renovation, Repair and Painting (RRP) rule |
| License term | Licenses expire on February 28 of odd-numbered years; fees are prorated depending on when you apply |
Fees and required documents change — confirm the current requirements with DCWP before applying.
How to check a home improvement contractor license
- Ask for the DCWP license number and the exact business name on the license.
- Look the license up on the city's license search and confirm it is active and matches the company on your contract.
- Ask for certificates of insurance — general liability and workers' compensation — naming you as certificate holder.
- Check DCWP complaint history and reviews from independent sources.
Licensing is also handled at the county level on Long Island: Nassau and Suffolk counties issue their own home improvement licenses. Our hiring guide covers contracts and payments.
Other licenses you may encounter
- Licensed Master Plumber and Licensed Master Electrician — required to file and perform plumbing and electrical work in NYC.
- Registered Design Professional — a NY-licensed architect or engineer who files plans with DOB.
- EPA RRP certification — for disturbing paint in pre-1978 homes.
This guide summarizes official rules for general information. It is not legal advice. Rules and fees change — confirm with the agency before you act.
Frequently asked questions
Do I need a license to do home improvement work in NYC?
Businesses that perform or sell residential home improvement work generally need a DCWP Home Improvement Contractor license. Check DCWP's guidance for your situation.
How hard is the NYC home improvement exam?
DCWP's checklist describes a 30-question exam requiring 21 correct answers.
What is the Home Improvement Trust Fund?
Applicants either pay $200 into the city's Trust Fund or post a $20,000 surety bond. The fund can help compensate consumers harmed by licensed contractors.
When does an NYC HIC license expire?
On February 28 of odd-numbered years, per DCWP.
